If you are going through a divorce in Scotland and you jointly own a home, one of the biggest questions is often whether the property has to be sold. For many people, the house is not just a financial asset but also a place of stability, particularly if children are involved. The short answer is that you do not always have to sell the house in a divorce, but the outcome depends on several legal and practical factors.

This article explains how Scottish law treats the family home, when a sale may be required, and what alternatives might be available if you are looking to sell or trying to avoid a sale.

Selling a house you inherited is not normally an easy task. It involves legal authority, tax, paperwork, and a set of decisions that can materially affect the final amount you keep. The process is also different depending on whether the property is in England and Wales, Scotland, or Northern Ireland, and whether the estate is still being administered. This page focuses on the full journey, from first steps after the death through to completion when selling a property in Scotland.

If you are looking to sell an investment property you want the sale to go through as smoothly, and profitably as possible.  Selling a rental property involves a few moving pieces including, timing the market, dealing with tenants and managing tax so you keep more of what you earn.

When a property is repossessed in Scotland, the process follows a very specific legal path that is designed to balance the rights of the lender with the protections afforded to the homeowner or tenant. The person who plays a central role in this process is the sheriff. Acting as a judge within the Sheriff Court system, the sheriff ensures that any repossession is lawful, proportionate, and fair to all parties involved.

Repossession law in Scotland aims to balance the lender’s right to recover debts with the homeowner’s right to remain in their property wherever possible. Unlike in England and Wales, Scottish repossession follows its own distinct system, operating through the sheriff courts and governed by specific legislation that protects borrowers from unfair treatment.

Yes, you can sell your house to a housing association. Whether they’re buying at the moment will depend on local demand and what kind of properties they’re looking for. Some housing associations buy homes to expand their stock or to regenerate certain areas, while others only buy specific types of properties. It’s always worth contacting your local association to see if they’re currently open to purchases in your area.

Falling behind on your mortgage is one of the most stressful situations a homeowner can face. If you are in mortgage arrears, you may be wondering what happens when a house is repossessed, what legal rights you have, and what steps you can take to prevent things from reaching that stage.

Falling behind on mortgage payments is something that can happen to anyone. Life can change quickly. A loss of income, illness, rising bills or unexpected expenses can all make it difficult to keep up with financial commitments. If you are in this position you may already be worried about what happens next and whether your home could be repossessed.

A cash buyer for a property is one that has the funds available to purchase the property without needing to get a mortgage approved. Cash buyers can be very useful from a house selling point of view but is it possible to find one for your property?

Capital Gains Tax (CGT) is something many people only start thinking about when they decide to sell a property, shares, or other valuable assets. It is a tax that applies to the profit made when you sell or dispose of something that has increased in value. This tax is applied to any asset that accrues in value but for the purpose of this article we will just be talking about how it relates to property.